UK Monster Owners Club Forum » .: Technical :. » Service/Dealer & Insurance » Halved my Insurance costs!!!!!

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Old 29-02-2004, 12:17 PM   #1
Dark-Jon
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Cool Halved my Insurance costs!!!!!

Got a quote from my current insurers, £975 fully comp
Thats an '02 620ie with 3 yrs ncb, datatag, 'sold secure' disc lock and chain, 6k miles and no commuting or break down cover!

Phoned Ducati Insurance, £895, bit better, and that was through Norwich Union.

Got a quote with http://www.insuremyducati.co.uk/ and they quoted £440.00!!! Ok, they have a £300 excess as opposed to £175 with the others, but whats £125 if you stuff your bike into something given the cost of Ducati parts?

chuffed, now have more money for petrol :burnout:

Dark-Jon
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Old 29-02-2004, 12:27 PM   #2
newland
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Sounds good i am having trouble getting insured at the momment will give it ago ?
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Old 29-02-2004, 01:15 PM   #3
Pedro
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DJ

it's a good service ain't it - been with them for nearly a year now and no complaints.

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Old 29-02-2004, 01:26 PM   #4
Taman
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Just finalising my insurance now. I tried the insuremyducati guys but cheapest they could do was 490/839 (TPFT/Comp) - seems that not having a garage is causing probs.

Most other quotes I got were around 500/700, but the best was from Laxtons at 200/405!

Downside is that they don't do agreed value so my 2001 M900Dark is valued at 3.5k and will lost changed bits if anything happens. Bit of a pain, but suppose this is how it goes.

Cheers, Taman
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Old 29-02-2004, 02:49 PM   #5
kevin5952
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insurance costs.

when i got my m750 a couple of months ago i did the usual and phoned around all the insurance agents.prices varied from 350/250 tpft,phoned hastings direct and got tpft for £85.00!!!thats with 2 yrs ncbfrom reading the above quotes you should give them a try.
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Old 29-02-2004, 04:16 PM   #6
Taman
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Great price, but they only claim to only insure you if bike is kept in locked garage overnight - think I need to find a garage!
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Old 29-02-2004, 04:22 PM   #7
spacemonkey
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So that's why they never reply to me..
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Old 29-02-2004, 04:35 PM   #8
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insurance

hastings told me that a brick built shed would be classed as a garage for insurance purposes.so i bit their arms off for that price!!
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Old 29-02-2004, 05:07 PM   #9
Taman
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Sounds fair enough - the closest I have is in a car park (with security cameras) on campus, but nobody seems to consider that a car park. Shame!
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Old 29-02-2004, 05:20 PM   #10
walkingpictures
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Might be worth trying www.wickedquotes.com - they did me a real good deal for my Monster and ZR1000 last year,will be interesting to see what my renewal is this year.
Hope that helps

Kimbo
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Old 29-02-2004, 05:54 PM   #11
snakey
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had an interesting

one from wickedquotes - I am only insured on the 2 ducs and cannot ride anyone elses bike , which i need to do sometimes as i don't like working on bikes and not testing them myself to make sure everything is ok, however when i taxed my car the other day i discovered that the car insurance covers me for any bike thats not mine!

Pete.

Last edited by snakey; 29-02-2004 at 05:56 PM..
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Old 29-02-2004, 09:19 PM   #12
spacemonkey
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Taman, my car park is resident's permit only with Big Brother cameras at the entrance, and my car policy with Norwich Union recognises this and gives a discount, however my Carole Nash bike policy only recognises it as the equivilant of driveway. It's so unfair that I can insure my bike for peanuts at my dad's address and leave it uncovered, unlocked and by the roadside with a 'Steal Me' sticker on it, but I cannot get a decent quote for my address in inner London scumsville even if it is locked to the hilt with an approved chain to a unmoveable railing, alarmed (with pager), covered and in the above mentioned carpark. Life sucks..
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Old 01-03-2004, 06:43 PM   #13
spacemonkey
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Insure my Ducati phoned me today. They quoted £293 without a garage and the same sort of cover as Carole Nash....
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Old 01-03-2004, 08:58 PM   #14
AngelV
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Snakey

Who is your car insured with? Wouldn't mind such a policy. Bike is with Carole Nash - who I needed to allow me to drive other bikes not belonging to me and v.reasonable too.

CN are about to launch a "6 wheel" policy (your bike and your car), but their quote for my car was freakingly expensive, so stuck at the moment.....
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Old 02-03-2004, 04:45 PM   #15
spacemonkey
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My car is with Norwich Union Direct and it too covers other bikes.
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