Insurance and mods

[Dukedesmo]

Originally Posted by Flip

Oh and of course those of us with older bikes can go for an 'agreed value' policy which will perhaps offer a more realistic value should a claim be submitted. In particular a total loss one where most of the Ducati Performance parts on my old '97 900 for example are no longer available and commanding silly prices on eBay and the like when offered for sale.

Keep receipts, save auction and sale price details and be prepared to argue.

Indeed, both my Ducatis have agreed values on the custom policy as does the Guzzi, all three are obsolete models and therefore difficult to replace so this also bumps up the policy price.

In the event of them being stolen/written off the insurance company would have to shell out quite a sum of money, so I suppose you (sometimes) get what you pay for...