MCE insurance

Tim88 · 11-01-2022, 08:17 PM

I have just been informed that my insurance will end on 31 1 22. Not best pleased! I have found it hard to get insurance for an un garaged bike in London so I went with MCE more to comply with legal requirements than anything else. A 2000 pound excess was just part of it. I always knew they were a fly by night operation but it still comes as a slap in the face.

Ron1000 · 11-01-2022, 10:01 PM

Have you checked the small print. I’m with mce, they sent me an email saying mce uk are not effected and will honour all policies up to end date but won’t send out renewals or auto-renewals as such.

So when it ends it ends and it’ll be different insurance company time.

On a personal note i had an off whilst under mce some years ago. They handled it very well imo.

Ron1000 · 11-01-2022, 10:11 PM

Ignore that.

Just got an email update, end of January no policy damn. I can’t even remember which bike I’ve got under mce…I’ll need to check.

I’m assuming that that years ncb is a goner too.

makemdan · 11-01-2022, 10:31 PM

I've got one of these too, came today alongside a virtual doubling of monthly energy cost notification. We can claim back unused portion apparantly but that's little comfort tbh

Mr Gazza · 11-01-2022, 10:36 PM

They went into administration in November apparently, but they said then that existing policy holders would be still covered until their policies expired. Clearly something has changed since then.

https://www.moneysavingexpert.com/ne...o-administrat/

https://www.fscs.org.uk/making-a-cla...mce-insurance/

slob · 11-01-2022, 10:52 PM

Quote:

Originally Posted by Ron1000

Ignore that.

Just got an email update, end of January no policy damn. I can’t even remember which bike I’ve got under mce…I’ll need to check.

I’m assuming that that years ncb is a goner too.

ask them for a statement of ncb letter in the morning!

makemdan · 13-01-2022, 08:35 PM

Covered in tonight's Martin Lewis show

Ron1000 · 13-01-2022, 09:38 PM

Quote:

Originally Posted by slob

ask them for a statement of ncb letter in the morning!

Tried today. No one answering the phone.

Ron1000 · 13-01-2022, 09:40 PM

Quote:

Originally Posted by makemdan

Covered in tonight's Martin Lewis show

What was the jist.

Just curious cause bemoto are holding me to ransom (double my renewal price) and bikesure not much better.

Ron1000 · 14-01-2022, 04:30 PM

Hey guys just off the phone with mce. Took ages to get through.

I’ve confirmed with them that I’m with mce Gibraltar and not mce uk so my policy 100% ends on 31st January.

So the guy is saying my policy was supposed to run to 17th February and I’m entitled to my NCB however they will not issue it until the 1st of February (i have been assured that mce uk will honour mce Gibraltar NCB’s) and I’ll need to phone back on the 1st, lot of bo**ocks that. It’ll be a nightmare or impossible to get through as i assume everyone is being told the same thing

On the plus side my new insurance company have given me 30 days to produce the NCB so i have a wee bit time to play with.

Tim88 · 14-01-2022, 06:30 PM

I've just taken out another policy with mce to start on 1st Feb . I followed the link in their latest email for a quote. Policy seemed the same as the last one and the price was about the same as my renewal last November. Fingers crossed that this one does not go tits up as well. It is probably a rubbish policy but the big players couldn't accomodate me last time and I don't suppose anything has changed...now to try and get a refund from the dead policy... maybe 90 percent of the prorata remaining unused amount? not too hopeful.

bigredduke · 14-01-2022, 10:23 PM

If you opt for a high excess you may get a reduction on your premium. You can then insure your excess with another policy. A £1000 excess will cost around £50. Just search excess insurance

11-01-2022, 08:17 PM	#1
Tim88 Registered User Join Date: Mar 2016 Location: London Bike: M1100evo Posts: 98	MCE insurance I have just been informed that my insurance will end on 31 1 22. Not best pleased! I have found it hard to get insurance for an un garaged bike in London so I went with MCE more to comply with legal requirements than anything else. A 2000 pound excess was just part of it. I always knew they were a fly by night operation but it still comes as a slap in the face.

11-01-2022, 10:31 PM	#4
makemdan Registered User Join Date: Jul 2008 Location: West Boldon Bike: M1100evo Posts: 55	poxy year so far I've got one of these too, came today alongside a virtual doubling of monthly energy cost notification. We can claim back unused portion apparantly but that's little comfort tbh

11-01-2022, 10:36 PM	#5
Mr Gazza Lord of the Rings Join Date: May 2013 Location: Norwich Bike: M900sie Posts: 5,984	They went into administration in November apparently, but they said then that existing policy holders would be still covered until their policies expired. Clearly something has changed since then. https://www.moneysavingexpert.com/ne...o-administrat/ https://www.fscs.org.uk/making-a-cla...mce-insurance/ __________________

14-01-2022, 04:30 PM	#10
Ron1000 Registered User Join Date: Jun 2015 Location: Livingston Bike: M1100evo Posts: 867	Hey guys just off the phone with mce. Took ages to get through. I’ve confirmed with them that I’m with mce Gibraltar and not mce uk so my policy 100% ends on 31st January. So the guy is saying my policy was supposed to run to 17th February and I’m entitled to my NCB however they will not issue it until the 1st of February (i have been assured that mce uk will honour mce Gibraltar NCB’s) and I’ll need to phone back on the 1st, lot of bo*ocks that. It’ll be a nightmare or impossible to get through as i assume everyone is being told the same thing On the plus side my new insurance company have given me 30 days to produce the NCB so i have a wee bit time to play with. Last edited by Ron1000; 14-01-2022 at 04:32 PM..*

11-01-2022, 10:01 PM	#2
Ron1000 Registered User Join Date: Jun 2015 Location: Livingston Bike: M1100evo Posts: 867	Have you checked the small print. I’m with mce, they sent me an email saying mce uk are not effected and will honour all policies up to end date but won’t send out renewals or auto-renewals as such. So when it ends it ends and it’ll be different insurance company time. On a personal note i had an off whilst under mce some years ago. They handled it very well imo.

11-01-2022, 10:11 PM	#3
Ron1000 Registered User Join Date: Jun 2015 Location: Livingston Bike: M1100evo Posts: 867	Ignore that. Just got an email update, end of January no policy damn. I can’t even remember which bike I’ve got under mce…I’ll need to check. I’m assuming that that years ncb is a goner too.

13-01-2022, 08:35 PM	#7
makemdan Registered User Join Date: Jul 2008 Location: West Boldon Bike: M1100evo Posts: 55	Covered in tonight's Martin Lewis show

14-01-2022, 06:30 PM	#11
Tim88 Registered User Join Date: Mar 2016 Location: London Bike: M1100evo Posts: 98	I've just taken out another policy with mce to start on 1st Feb . I followed the link in their latest email for a quote. Policy seemed the same as the last one and the price was about the same as my renewal last November. Fingers crossed that this one does not go tits up as well. It is probably a rubbish policy but the big players couldn't accomodate me last time and I don't suppose anything has changed...now to try and get a refund from the dead policy... maybe 90 percent of the prorata remaining unused amount? not too hopeful.

14-01-2022, 10:23 PM	#12
bigredduke Nothing to see here Join Date: May 2005 Location: brough Bike: M1100evo Posts: 1,550	If you opt for a high excess you may get a reduction on your premium. You can then insure your excess with another policy. A £1000 excess will cost around £50. Just search excess insurance