Insuring My S4R

24-01-2006, 06:40 PM

Hello to all.
Im after some help. The dreded insurance renewal has come round to me again, i'm sure it has'nt been a year?
However, i'm 34 with no convictions....ish and i have a full no claims discount however far back you want to go.
The bike is an S4R. Problems is my insurance has gone up by over Â£100 due to there being alot of claims last year, so my insurance company tells me????
I did explain that i had'nt claimed but that did'nt seem to matter. For the insurance companies purposes it seems they class the M1000ie, the S4 and the S4R in the same pot.
Does anybody out there with one of these bikes know of a good, cheap insurance company. Oh, i don't want to pay a huge excess and i'd like cherries with it?
Any knowledge pushed my way would be gratefully accepted, thanks.

bigredduke · 24-01-2006, 06:50 PM

Ducati insurance came up with the best quote for me!
http://www.ducatiinsurance.co.uk/

24-01-2006, 07:02 PM

E-bike came up tops for me
http://www.ebikeinsurance.co.uk/

24-01-2006, 07:13 PM

That was easy. Ducati Just quoted me Â£128 cheaper than anyone else. I'll try any others people might suggest but that look preety damn good.
Thankyou.

Danny · 24-01-2006, 07:27 PM

It might also be worth trying www.confused.com

I've got my bike, wifes car and holiday insurance through them.

CK & AK · 24-01-2006, 08:02 PM

Quote:

Originally Posted by Gee

That was easy. Ducati Just quoted me Â£128 cheaper than anyone else. I'll try any others people might suggest but that look preety damn good.
Thankyou.

when faced with Ducati Insurance quote, Carole Nash matched it for me last Sept (a reduction from them of just over Â£120) worth trying...

C

24-01-2006, 08:51 PM

Just renewed my insurance:

Motorcycle direct: 3 bikes - MS4, CB500, CB125s ride any bike not belonging to me + protected no claims Â£208 (tpft)

Ebike - bikes as above, no protected no claims, no riding other bikes Â£148, could have had fully comp for Â£208 inc PNCB but you have to pay extra to ride someone else's bike

S4 only, not allowed to ride other bikes, TPFT, no protected no claims Â£108, can't remember who quoted me!

renewed with MC direct, you have to look at the detail to work out the real cost?

Shaun

24-01-2006, 09:05 PM

Sorry to hear about your plight. I too had an insurance renewal shock last November, also with an S4R.

Carole Nash

sorted me out with a nice Â£340 Fully Comp

.

I think it may be worth trying them

CK & AK · 24-01-2006, 09:13 PM

Â£340!!!!

I paid Â£224 - FC for the 2004 M1000 & also the 2005 M620 included.

C, thinking she had a good deal

24-01-2006, 09:17 PM

showing off your cheap insurance quotes only hi-lights your age

24-01-2006, 09:23 PM

C,

I missed out the bit that I've only been back on bikes for 2 years after a five year break. I thought that wasn't too bad seeing as Bennetts wanted nearly Â£600

24-01-2006, 10:00 PM

carole and nash for me........top service........and dont BS u around

24-01-2006, 10:10 PM

Carol Nash are who i have been with for the past 2 years and its those buggers that have put the premium up by a third. Not only which, previously i had 3 bikes on the same policy, now i only want 1 and its gone through the roof. Surely i should'nt be paying much more than Â£200.
Ducati have quoted Â£196 (and i'm not that old!) Fully comp with a Â£250 excess. Sounds good to me?
I think it seems you need to check them all out every year cos as soon as one firm thinks your staying put they hike up the money. I've had to change every 2 years if not every year.

CK & AK · 24-01-2006, 10:14 PM

CN always quote me too high, I just present them with written quotes from other comapnies, and miraculously it comes down again Gee!

C

ps: Scotty - bog off!

24-01-2006, 10:38 PM

Quote:

Originally Posted by Scotty

showing off your cheap insurance quotes only hi-lights your age

I would agree with that...
To all who feel sorry for themselves:
I pay Â£320 for TPFT on a M750 from '97.

24-01-2006, 06:40 PM	#1
Gee Guest Posts: n/a	Insuring My S4R Hello to all. Im after some help. The dreded insurance renewal has come round to me again, i'm sure it has'nt been a year? However, i'm 34 with no convictions....ish and i have a full no claims discount however far back you want to go. The bike is an S4R. Problems is my insurance has gone up by over Â£100 due to there being alot of claims last year, so my insurance company tells me???? I did explain that i had'nt claimed but that did'nt seem to matter. For the insurance companies purposes it seems they class the M1000ie, the S4 and the S4R in the same pot. Does anybody out there with one of these bikes know of a good, cheap insurance company. Oh, i don't want to pay a huge excess and i'd like cherries with it? Any knowledge pushed my way would be gratefully accepted, thanks.

24-01-2006, 06:50 PM	#2
bigredduke Nothing to see here Join Date: May 2005 Location: brough Bike: M1100evo Posts: 1,550	Ducati insurance came up with the best quote for me! http://www.ducatiinsurance.co.uk/

24-01-2006, 07:02 PM	#3
Jim66a Guest Posts: n/a	E-bike came up tops for me http://www.ebikeinsurance.co.uk/

24-01-2006, 07:13 PM	#4
Gee Guest Posts: n/a	That was easy. Ducati Just quoted me Â£128 cheaper than anyone else. I'll try any others people might suggest but that look preety damn good. Thankyou.

24-01-2006, 07:27 PM	#5
Danny is bikeless Join Date: Mar 2005 Location: Eastbourne Bike: Other Ducati Posts: 175	It might also be worth trying www.confused.com I've got my bike, wifes car and holiday insurance through them.

24-01-2006, 08:51 PM	#7
Shauns4 Guest Posts: n/a	Just renewed my insurance: Motorcycle direct: 3 bikes - MS4, CB500, CB125s ride any bike not belonging to me + protected no claims Â£208 (tpft) Ebike - bikes as above, no protected no claims, no riding other bikes Â£148, could have had fully comp for Â£208 inc PNCB but you have to pay extra to ride someone else's bike S4 only, not allowed to ride other bikes, TPFT, no protected no claims Â£108, can't remember who quoted me! renewed with MC direct, you have to look at the detail to work out the real cost? Shaun

24-01-2006, 09:05 PM	#8
Orfink69 Guest Posts: n/a	Sorry to hear about your plight. I too had an insurance renewal shock last November, also with an S4R. Carole Nash sorted me out with a nice Â£340 Fully Comp . I think it may be worth trying them

24-01-2006, 09:13 PM	#9
CK & AK flob-a-lob-a-lob Join Date: Aug 2002 Location: NW Surrey Bike: Multiple Monsters Posts: 3,306	Â£340!!!! I paid Â£224 - FC for the 2004 M1000 & also the 2005 M620 included. C, thinking she had a good deal

24-01-2006, 09:17 PM	#10
Scotty Guest Posts: n/a	showing off your cheap insurance quotes only hi-lights your age

24-01-2006, 09:23 PM	#11
Orfink69 Guest Posts: n/a	C, I missed out the bit that I've only been back on bikes for 2 years after a five year break. I thought that wasn't too bad seeing as Bennetts wanted nearly Â£600

24-01-2006, 10:00 PM	#12
sjr999r Guest Posts: n/a	carole and nash for me........top service........and dont BS u around

24-01-2006, 10:10 PM	#13
Gee Guest Posts: n/a	Carol Nash are who i have been with for the past 2 years and its those buggers that have put the premium up by a third. Not only which, previously i had 3 bikes on the same policy, now i only want 1 and its gone through the roof. Surely i should'nt be paying much more than Â£200. Ducati have quoted Â£196 (and i'm not that old!) Fully comp with a Â£250 excess. Sounds good to me? I think it seems you need to check them all out every year cos as soon as one firm thinks your staying put they hike up the money. I've had to change every 2 years if not every year.

24-01-2006, 10:14 PM	#14
CK & AK flob-a-lob-a-lob Join Date: Aug 2002 Location: NW Surrey Bike: Multiple Monsters Posts: 3,306	CN always quote me too high, I just present them with written quotes from other comapnies, and miraculously it comes down again Gee! C ps: Scotty - bog off!