3 points does affect your insurance - Page 2

Dave G · 30-11-2011, 09:05 PM

Quote:

Originally Posted by chris yeatman

please dont crash, that also puts the insurance up, as i well know!!!

Please dont get crashed into, even if stationary,that also puts the insurance up, as I well know!!

Liz · 30-11-2011, 09:07 PM

Quote:

Originally Posted by uksurfer

i seen you ordered salad, safe bet for you

Is that something to do with tortoises?

chris yeatman · 30-11-2011, 09:22 PM

Quote:

Originally Posted by Liz

Is that something to do with tortoises?

no its snall's.........................................

Gordon will be along in a bit....................

uksurfer · 30-11-2011, 09:56 PM

Quote:

Originally Posted by Liz

Is that something to do with tortoises?

no, it wont go cold by the time he turns up

Rally · 30-11-2011, 10:32 PM

Does Being fined for a three figure sum on the back wheel put your insurance up, cause I omitted to inform them until renewal time comes round? Lol

Saint aka ML · 30-11-2011, 11:24 PM

With this informing insurance company where does it say you have to inform them asap about convictions? All I found is if you had accident/theft or moved you need to let them know asap.

gary tompkins · 01-12-2011, 12:44 AM

http://www.brandxscompetitions.co.uk/?p=72

Quote:

"In the face of ever-increasing car insurance quotes, many motorists seek to reduce their policy costs by not telling insurance companies about penalty points they have accrued on a licence for incidents or offences. Carrentals.co.uk is advising however that drivers must remember the legal requirement which exists to give insurers full disclosure of changes of driving circumstances.

Any drivers who have not reported penalty points to insurance companies risk their provider not paying out in the event of an accident. This leads to the driver holding a void policy and them driving their vehicle without insurance – also a breach of the law in Britain."

02-12-2011, 02:27 PM

Quote:

Originally Posted by uksurfer

contravening white lines i think?

TS20 Failing to comply with double white lines

02-12-2011, 02:37 PM

I'm curious...if you've had a speeding ticket that allows you to do one of these awareness courses instead of the points do you still have to report it to the insurers?

This was a while ago when I changed to digital clocks on the old bike, expensive way to find out that the instructions for calibrating the speedo were wrong!

They're actually not too bad, waste of an evening and you still pay the fine but I remember plenty of hot chocolate and biscuits

02-12-2011, 05:13 PM

Quote:

Originally Posted by chris yeatman

no its snall's.........................................

Gordon will be along in a bit....................

Quote:

Originally Posted by uksurfer

no, it wont go cold by the time he turns up

Ho ho ho - your names will go on the list..........

Saint aka ML · 02-12-2011, 09:00 PM

I got 60 GBP increase on my bike insurance despite getting 1 year NCB finally (now also protected NCB).

Said that at the same time I have added extra bike to policy.

15-12-2011, 01:16 PM

How odd....the car policy (eSure) states you have to disclose penalty points etc immediately but the bike policy (eBike) states you have to let them know at renewal time????

Better read your policies before you end up invalidating them or paying up unnecessarily.

"You must advise us of any Convictions when taking out or renewing a policy.

Failure to disclose any material information or inaccuracies in the information given could invalidate your insurance cover and mean that part or all of your claim may not be paid.

Please click here for details of the Duty of Disclosure .

If your motoring conviction has occurred part way through your policy term, you do not need to notify us of it until renewal.

J.P · 15-12-2011, 01:25 PM

I'd be very glad if 12% of my insurance bill was only £45...

And as others have said Kam, insurance has gone up for lots of people even with no claims in the year.

15-12-2011, 02:49 PM

Quote:

Originally Posted by uksurfer

contravening white lines i think?

Speed or coke?

30-11-2011, 11:24 PM	#21
Saint aka ML Junior ah to be young Join Date: Nov 2007 Location: London Bike: Multiple Monsters Posts: 2,058	With this informing insurance company where does it say you have to inform them asap about convictions? All I found is if you had accident/theft or moved you need to let them know asap. __________________ "I am Lucazade"

01-12-2011, 12:44 AM	#22
gary tompkins 1/2 man - 1/2 pogo-stick Join Date: Aug 2002 Location: Dartford, Kent Bike: M900ie Posts: 7,241	http://www.brandxscompetitions.co.uk/?p=72 Quote: "In the face of ever-increasing car insurance quotes, many motorists seek to reduce their policy costs by not telling insurance companies about penalty points they have accrued on a licence for incidents or offences. Carrentals.co.uk is advising however that drivers must remember the legal requirement which exists to give insurers full disclosure of changes of driving circumstances. Any drivers who have not reported penalty points to insurance companies risk their provider not paying out in the event of an accident. This leads to the driver holding a void policy and them driving their vehicle without insurance – also a breach of the law in Britain." __________________ GT Fully paid up member of the S.A.S. (Scottoiler Appreciation Society) 27,000 miles on original chain - and still going strong!

02-12-2011, 09:00 PM	#26
Saint aka ML Junior ah to be young Join Date: Nov 2007 Location: London Bike: Multiple Monsters Posts: 2,058	I got 60 GBP increase on my bike insurance despite getting 1 year NCB finally (now also protected NCB). Said that at the same time I have added extra bike to policy. __________________ "I am Lucazade"

15-12-2011, 01:25 PM	#28
J.P No more Monster... Join Date: Jan 2007 Location: London Bike: Other Not a Ducati Posts: 4,326	I'd be very glad if 12% of my insurance bill was only £45... And as others have said Kam, insurance has gone up for lots of people even with no claims in the year. __________________ J.JP ------------------------------- My Mum says, there's no such thing as Monsters.

30-11-2011, 10:32 PM	#20
Rally Taking life easy........ Join Date: Feb 2010 Location: Wiltshire Bike: Other Not a Ducati Posts: 1,969	Does Being fined for a three figure sum on the back wheel put your insurance up, cause I omitted to inform them until renewal time comes round? Lol

02-12-2011, 02:37 PM	#24
the_adam Guest Posts: n/a	I'm curious...if you've had a speeding ticket that allows you to do one of these awareness courses instead of the points do you still have to report it to the insurers? This was a while ago when I changed to digital clocks on the old bike, expensive way to find out that the instructions for calibrating the speedo were wrong! They're actually not too bad, waste of an evening and you still pay the fine but I remember plenty of hot chocolate and biscuits

15-12-2011, 01:16 PM	#27
Kameloil Guest Posts: n/a	How odd....the car policy (eSure) states you have to disclose penalty points etc immediately but the bike policy (eBike) states you have to let them know at renewal time???? Better read your policies before you end up invalidating them or paying up unnecessarily. "You must advise us of any Convictions when taking out or renewing a policy. Failure to disclose any material information or inaccuracies in the information given could invalidate your insurance cover and mean that part or all of your claim may not be paid. Please click here for details of the Duty of Disclosure . If your motoring conviction has occurred part way through your policy term, you do not need to notify us of it until renewal.