insurance companies

chris yeatman · 15-02-2018, 07:43 AM

Was just wondering who you are insured with. looking to re insure the s4r again after over 4 years on being off the road.
Had a online quote from Ducati insurance of £286 is that a good price?

uncle duke · 15-02-2018, 08:37 AM

Seems a bit steep to me , the renewal on my s2r 1000 last year was about £120 but going on the mcn comparison site got that down to under £100 with the same company same insurance (Bennetts) but then i'm an old fart have you lost any no claims discount as you've had 4 years away from riding (did i read that right ?)

Darkness · 15-02-2018, 08:53 AM

Quote:

Originally Posted by chris yeatman

Was just wondering who you are insured with. looking to re insure the s4r again after over 4 years on being off the road.
Had a online quote from Ducati insurance of £286 is that a good price?

Hi Chris,
That's a timely ask: my renewal quotations have come through from Ducati Insurance this morning.
Continuance of the existing policy is £281, and the alternative renewal with another of their companies is £211. That's the rustic Old Bloke rate for inComprehensible cover for both of my M900, and for the Elefant.

Lots of small print to read now before deciding whether the £70 is worth saving?

chris yeatman · 15-02-2018, 10:14 AM

Quote:

Originally Posted by uncle duke

Seems a bit steep to me , the renewal on my s2r 1000 last year was about £120 but going on the mcn comparison site got that down to under £100 with the same company same insurance (Bennetts) but then i'm an old fart have you lost any no claims discount as you've had 4 years away from riding (did i read that right ?)

Yeh that's not including any claims bonus that I may or may not have.

Stinger101 · 15-02-2018, 06:13 PM

I've just insured 6 bikes in January with BeMoto. I found them very helpful, straight and very competitive with various types of cover. Some laid up, some fully comp. I shopped around for 4 mind numbing days with various companies. £997 all in. I wanted to use Mackenzie Hodgson but they were £1300ish.
The guy I spoke to on the phone certainly knew about my bikes.
Hope that helps a bit.

Chriswilly · 15-02-2018, 06:26 PM

Have been with SWINTON for years and just renewed for £130 - but there, I'm an old fart as well.

The thing I like about insurance companies is having someone that you can TALK TO who seems to know their job and are not intent on selling you life and fire and washing machine policies.

Tim88 · 15-02-2018, 07:15 PM

Try moving to London. £627 with Bennetts on the evo, full no claims , old fart, no convictions, the whole lot. I even grew a beard (but probably just for the winter). Several alternative quotes around the £1k mark. I try not to think about it too much because I don't want the tears to come.

Pedro · 15-02-2018, 07:52 PM

I used Bikesure Chris to cover the 900 and 1200R, £400 with agreed values and sensible excess level.

Ducati Insurance took the p*ss I thought, quoting me £660 with stupid high excess on both bikes

Darren69 · 15-02-2018, 08:24 PM

£313 with Footman James fully comp for 4 bikes; '97 748, '02 S4 Fogarty, '78 Lav Mirage and my 900 Trophy too. Lav and Foggy both agreed value 9-10k each, 748 at 5k and the Trophy an optomistic 2.2!

15-02-2018, 07:43 AM	#1
chris yeatman I still have the s4r! Join Date: Feb 2009 Location: salisbury, wiltshire Bike: S4r Posts: 1,896	insurance companies Was just wondering who you are insured with. looking to re insure the s4r again after over 4 years on being off the road. Had a online quote from Ducati insurance of £286 is that a good price? __________________ What's that coming over the hill.......

15-02-2018, 07:52 PM	#8
Pedro Ciao, come stai? Join Date: Apr 2003 Location: Somewhere Bike: Multiple Monsters Posts: 4,158	I used Bikesure Chris to cover the 900 and 1200R, £400 with agreed values and sensible excess level. Ducati Insurance took the p*ss I thought, quoting me £660 with stupid high excess on both bikes __________________ Monster 1200R! KTM 990 SuperDuke

15-02-2018, 08:24 PM	#9
Darren69 Transmaniacon MOC Join Date: Sep 2013 Location: Sutton In Ashfield Bike: Multiple Monsters Posts: 6,094	£313 with Footman James fully comp for 4 bikes; '97 748, '02 S4 Fogarty, '78 Lav Mirage and my 900 Trophy too. Lav and Foggy both agreed value 9-10k each, 748 at 5k and the Trophy an optomistic 2.2! __________________ Roast Beef Monster! Termignoni and Bucci - Italian for pipe and slippers! S4 Fogarty, S4R 07T, 748, Series 1 Mirage

15-02-2018, 08:37 AM	#2
uncle duke Member Join Date: Aug 2012 Location: ipswich Bike: S2r 1000 Posts: 139	Seems a bit steep to me , the renewal on my s2r 1000 last year was about £120 but going on the mcn comparison site got that down to under £100 with the same company same insurance (Bennetts) but then i'm an old fart have you lost any no claims discount as you've had 4 years away from riding (did i read that right ?)

15-02-2018, 06:13 PM	#5
Stinger101 Registered User Join Date: Jan 2015 Location: Alcester Bike: M1200s Posts: 242	I've just insured 6 bikes in January with BeMoto. I found them very helpful, straight and very competitive with various types of cover. Some laid up, some fully comp. I shopped around for 4 mind numbing days with various companies. £997 all in. I wanted to use Mackenzie Hodgson but they were £1300ish. The guy I spoke to on the phone certainly knew about my bikes. Hope that helps a bit.

15-02-2018, 06:26 PM	#6
Chriswilly Registered User Join Date: Sep 2012 Location: gloucester Bike: M900ie Posts: 133	Have been with SWINTON for years and just renewed for £130 - but there, I'm an old fart as well. The thing I like about insurance companies is having someone that you can TALK TO who seems to know their job and are not intent on selling you life and fire and washing machine policies.

15-02-2018, 07:15 PM	#7
Tim88 Registered User Join Date: Mar 2016 Location: London Bike: M1100evo Posts: 98	Try moving to London. £627 with Bennetts on the evo, full no claims , old fart, no convictions, the whole lot. I even grew a beard (but probably just for the winter). Several alternative quotes around the £1k mark. I try not to think about it too much because I don't want the tears to come.