Halved my Insurance costs!!!!! - Page 2

02-03-2004, 10:58 PM

Always worth trying someone like Bennetts.....

Not been on bikes for a good few years so no ncb. 620ie,
fully comp, Â£250. (I'm no spring chicken I might add, and the
bike is garaged). This was last April.

What was very interesting is that a few brokers best prices
were with the same underwriting insurer, but were wildly
different. Didn't make much sense to me....

Pete

02-03-2004, 11:56 PM

Um, Bennetts were the ones who quoted me Â£975! Maybe they just dont like insuring younger london based riders wihtout garages

Seems to be more luck of the draw with insurance over any plausibal (spelling?) logic

Dark-Jon

03-03-2004, 05:55 PM

Yes, well I got the impression it was a certain profile of
rider they were interested in. They even wanted to know how
many kids I had !!

Not sure how the number of kids you have effect the chance of
some myopic car driver trashing you, or some scumbag
nicking your pride and joy.

Pete

18-03-2004, 03:09 PM

Got my 2 S4 Cromo's insured today by Insuremyducati.
Excellent cover, including, personal gear, roadside assistance/recovery, legal cover, overseas travel cover and protected no claims.
Fully Comp, Â£659.00, with a Â£500.00 excess, which is loads better than the other quotes I've had.

Very Happy

See ya
Baz

18-03-2004, 05:04 PM

funny that, isn't it, good for different people, I've always found Bennets very good for me, (shed no garage, but with ground anchor)... under 300 quid fully comp...

But my car insurance, Direct Line, wont insure me for other bikes only cars, so i would love to find new car insurance reasonable that does bikes, and you guys have just proved to me IT DOES EXIST even though they said it doesn't... WOT BULL HUH?

keep ringing then I guess...

spacemonkey · 18-03-2004, 07:17 PM

Ms Mouse, if Direct Line like you, then Norwich Union will too. Ok, the call centre is in India and they don't know their glutimus maximus from their cubitus, but once every thing is sorted they are ok. CIA also do both from what little I remember.

Paranoid Dave · 18-03-2004, 07:36 PM

It's odd how companies change-

I was with CIS as they had been cheapest when I first got the bike having passed my test, cheapest next year having made a claim (or two) in the previous year, and once again after that with one year NCB. I was paying over Â£600 at this point, I'd just renewed for the 4th time for a similar price when i bought my Yamahahaha 250 and they told me they didn't do joint policies but would cover that one for Â£350 on top of what I was paying for the duke and that included a DISCOUNT because I already had a policy with them. Up to this point they had always been cheapest but the last renewal I didn't ring around - yes I know, bend me over a chair and slap me!
I rung Carole Nash and they covered the duke on streetfighter policy with all mods including non lega cans etc, and the new yam for a combined total of Â£450

Happy bunny that day I was. I know sometimes adding a less powerful older bike reduces the policy as you can't ride both at once, but I plan on selling it soon so we'll se if my policy jumps up again???

18-03-2004, 07:36 PM

There is a classic policy run by Carole Nash that you can add modern bikes to and it keeps your insurance costs down as they assume classic owners to be responsible bunch with lower claims etc.

3 bikes, 1972 500 Triumph, 1980 550 Suzuki and a '99 900 Monster one large claim in 2002, none in previous 20 years, bikes garaged, Â£100 excess, aged 41, Bristol postcode. All for Â£280 fully comp.

You dont even have to ride the classic, just insure it and your total insurance drops. On its own my Monny was Â£385!?

18-03-2004, 07:17 PM	#21
spacemonkey I see dead people. Join Date: May 2003 Location: Carving a slice thru the braindead masses..(pun intended) Bike: M900 Posts: 1,464	Ms Mouse, if Direct Line like you, then Norwich Union will too. Ok, the call centre is in India and they don't know their glutimus maximus from their cubitus, but once every thing is sorted they are ok. CIA also do both from what little I remember. __________________ http://www.jasperfforde.com/swindon/7wonders.html

18-03-2004, 07:36 PM	#22
Paranoid Dave Is it meant to do that? Join Date: Aug 2002 Location: Innit Bike: Other Ducati Posts: 2,198	It's odd how companies change- I was with CIS as they had been cheapest when I first got the bike having passed my test, cheapest next year having made a claim (or two) in the previous year, and once again after that with one year NCB. I was paying over Â£600 at this point, I'd just renewed for the 4th time for a similar price when i bought my Yamahahaha 250 and they told me they didn't do joint policies but would cover that one for Â£350 on top of what I was paying for the duke and that included a DISCOUNT because I already had a policy with them. Up to this point they had always been cheapest but the last renewal I didn't ring around - yes I know, bend me over a chair and slap me! I rung Carole Nash and they covered the duke on streetfighter policy with all mods including non lega cans etc, and the new yam for a combined total of Â£450 Happy bunny that day I was. I know sometimes adding a less powerful older bike reduces the policy as you can't ride both at once, but I plan on selling it soon so we'll se if my policy jumps up again??? __________________ Goodbye Audrey Hello Eric

02-03-2004, 10:58 PM	#16
pete Guest Posts: n/a	Always worth trying someone like Bennetts..... Not been on bikes for a good few years so no ncb. 620ie, fully comp, Â£250. (I'm no spring chicken I might add, and the bike is garaged). This was last April. What was very interesting is that a few brokers best prices were with the same underwriting insurer, but were wildly different. Didn't make much sense to me.... Pete

02-03-2004, 11:56 PM	#17
Dark-Jon Guest Posts: n/a	Um, Bennetts were the ones who quoted me Â£975! Maybe they just dont like insuring younger london based riders wihtout garages Seems to be more luck of the draw with insurance over any plausibal (spelling?) logic Dark-Jon

03-03-2004, 05:55 PM	#18
pete Guest Posts: n/a	Yes, well I got the impression it was a certain profile of rider they were interested in. They even wanted to know how many kids I had !! Not sure how the number of kids you have effect the chance of some myopic car driver trashing you, or some scumbag nicking your pride and joy. Pete

18-03-2004, 03:09 PM	#19
DesmoDom Guest Posts: n/a	Got my 2 S4 Cromo's insured today by Insuremyducati. Excellent cover, including, personal gear, roadside assistance/recovery, legal cover, overseas travel cover and protected no claims. Fully Comp, Â£659.00, with a Â£500.00 excess, which is loads better than the other quotes I've had. Very Happy See ya Baz

18-03-2004, 05:04 PM	#20
Melnie Mouse Guest Posts: n/a	funny that, isn't it, good for different people, I've always found Bennets very good for me, (shed no garage, but with ground anchor)... under 300 quid fully comp... But my car insurance, Direct Line, wont insure me for other bikes only cars, so i would love to find new car insurance reasonable that does bikes, and you guys have just proved to me IT DOES EXIST even though they said it doesn't... WOT BULL HUH? keep ringing then I guess...

18-03-2004, 07:36 PM	#23
Duncan Guest Posts: n/a	There is a classic policy run by Carole Nash that you can add modern bikes to and it keeps your insurance costs down as they assume classic owners to be responsible bunch with lower claims etc. 3 bikes, 1972 500 Triumph, 1980 550 Suzuki and a '99 900 Monster one large claim in 2002, none in previous 20 years, bikes garaged, Â£100 excess, aged 41, Bristol postcode. All for Â£280 fully comp. You dont even have to ride the classic, just insure it and your total insurance drops. On its own my Monny was Â£385!?