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Members: 636 | Total Threads: 50,828 | Total Posts: 518,539 Currently Active Users: 1,243 (0 active members) Please welcome our newest member, jaraduke |
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#1 |
Guest
Posts: n/a
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3 points does affect your insurance
I got three points back in July for overtaking a bus on an uphill stretch. SP30 £60 and the points. Gutted
Today having received my car insurance quote for next year, I called in to tell them of the change (apparently I should have done this at the time?), an extra £45 on my policy this year, that's almost 12%! I wonder if the police are working with the insurance companies to generate revenue, I'll be paying this penalty for the next 3/4 years. Last edited by Kameloil; 30-11-2011 at 09:51 AM.. |
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#2 |
Guest
Posts: n/a
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Car premiums have shot up as well have they not!!
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#3 |
Guest
Posts: n/a
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#4 |
Member
Join Date: Aug 2009
Location: London
Bike: M695
Posts: 127
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I got 3 points last year - car insurance went up slightly but bike insurance (through H&R) they just noted it and didn't charge any more at all.
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#5 |
No turn left unstoned
Join Date: Jun 2010
Location: leicester
Bike: M750
Posts: 4,546
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I don't know what speed you overtook at, but I'm guessing that it wasn't particularly excessive or prolonged.
So with the fine and the insurance hike thats over £200, for a minor technical transgression that probably caused no danger at all to other road users and maybe even did a little to ease traffic congestion. Oh, oh ! I feel a rant coming on. |
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#6 |
Guest
Posts: n/a
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I informed my car insurer of a 3 pointer (SP30 - again) and my premium came down!! I reduced the annual mileage by 5000 and that outweighed the increase for the points.
Called bike insurers and they noted it - and that was it! If you don't inform your insurer of any new convictions you are giving them the easiest cop out in the book if you have to make a claim...... |
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#7 |
Its all grey now
Join Date: Jul 2008
Location: southampton
Bike: M1200s
Posts: 2,940
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did they laugh and not believe you?
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Evolution - M600 - S4 - M796 - M1100evo - M1200s |
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#8 |
Guest
Posts: n/a
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LOL Martin.
I also had a big hike in insurance this year, and I didn't get caught for any of my offences... I think everything has been on the increase in general. |
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#9 |
Its all grey now
Join Date: Jul 2008
Location: southampton
Bike: M1200s
Posts: 2,940
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i have 3 points too (TS20), but it made almost no difference to my insurance premium, the problem i encountered was going to a multibike policy and ending the other insurance which deemed expensive
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Evolution - M600 - S4 - M796 - M1100evo - M1200s |
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#10 |
Guest
Posts: n/a
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#11 |
Its all grey now
Join Date: Jul 2008
Location: southampton
Bike: M1200s
Posts: 2,940
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i seen you ordered salad, safe bet for you
__________________
Evolution - M600 - S4 - M796 - M1100evo - M1200s |
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#12 |
No turn left unstoned
Join Date: Jun 2010
Location: leicester
Bike: M750
Posts: 4,546
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Go on Gordon, stripe his pipe.
Whats a TS20 anyway......Too Sarcastic, on twenty separate occaisions...... ![]() |
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#13 |
Guest
Posts: n/a
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#14 | |
Its all grey now
Join Date: Jul 2008
Location: southampton
Bike: M1200s
Posts: 2,940
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Quote:
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Evolution - M600 - S4 - M796 - M1100evo - M1200s |
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#15 |
I still have the s4r!
Join Date: Feb 2009
Location: salisbury, wiltshire
Bike: S4r
Posts: 1,896
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please dont crash, that also puts the insurance up, as i well know!!!
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What's that coming over the hill....... |
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