Sorn Insurance

Pedro · 15-07-2011, 08:32 PM

Had an interesting discussion with my insurance company this week, when my renewal came in I thought I'd see if the fact my 900 is sorn'd if it would make the insurance cheaper only to be told that they wouldn't insure a sorn'd bike unless it was road worthy - ie has an MOT.

Now for those who have multiple bikes, might be worth checking your insurance about this. I ended up switching companies (to Footman James who were mega helpful), insured the 1000 as normal and got a storage/garage policy for the 900.

£160 for the 1000, fully comp, £45 for the 900!

Bargain all round

24-07-2011, 07:30 AM

I have been with footman James for the last 7 years not always the cheapest, but have found them helpful, for me personally i have heard so many PITA things about the "cheaper" insurance companies, it has put me off moving for the sake of 20 or 30 quid.

24-07-2011, 07:04 PM

been with carol nash 12 years

no problem sorned bikes / bikes in storage

usually got a sharper pencil than footman james as well

Pedro · 25-07-2011, 07:33 AM

Carol Nash weren't interested unless the stored bike had an MOT - difficult as it's partially stripped for rebuild, thought they were particularly unhelpful as well, the women on the phone was having a conversation with a colleague all the time I was on the phone

25-07-2011, 06:59 PM

Quote:

Originally Posted by Pedro

Carol Nash weren't interested unless the stored bike had an MOT - difficult as it's partially stripped for rebuild, thought they were particularly unhelpful as well, the women on the phone was having a conversation with a colleague all the time I was on the phone

spoke to them on saturday and added my bsa onto my policy, no problem at all even though the bike has not been on the road for over 15 years, real bonus as it only cost an extra £10 to add it on for fuly comp insurance

maybe you spoke to the wrong person

Nickj · 25-07-2011, 07:29 PM

You can see the point of this insurance on sorn'd bikes.

Its for your own safety ???

Some tea leaf decides to nick your bike and it falls over on him so he can claim against you ..

It makes no sense, it has no point. You have to assume that it was invented by the insurance industry or they lobbied for this emminently sound change in the law.

04-08-2011, 06:43 PM

Quote:

Originally Posted by Nickj

You can see the point of this insurance on sorn'd bikes.

Its for your own safety ???

Some tea leaf decides to nick your bike and it falls over on him so he can claim against you ..

It makes no sense, it has no point. You have to assume that it was invented by the insurance industry or they lobbied for this emminently sound change in the law.

May have misunderstood this but I don't believe there is any legal requirement to insure a sorn'd bike, though I can understand why owners would want to. The recent change is you have to insure a bike which isn't sorn'd.

15-07-2011, 08:32 PM	#1
Pedro Ciao, come stai? Join Date: Apr 2003 Location: Somewhere Bike: Multiple Monsters Posts: 4,158	Sorn Insurance Had an interesting discussion with my insurance company this week, when my renewal came in I thought I'd see if the fact my 900 is sorn'd if it would make the insurance cheaper only to be told that they wouldn't insure a sorn'd bike unless it was road worthy - ie has an MOT. Now for those who have multiple bikes, might be worth checking your insurance about this. I ended up switching companies (to Footman James who were mega helpful), insured the 1000 as normal and got a storage/garage policy for the 900. £160 for the 1000, fully comp, £45 for the 900! Bargain all round __________________ Monster 1200R! KTM 990 SuperDuke

25-07-2011, 07:33 AM	#4
Pedro Ciao, come stai? Join Date: Apr 2003 Location: Somewhere Bike: Multiple Monsters Posts: 4,158	Carol Nash weren't interested unless the stored bike had an MOT - difficult as it's partially stripped for rebuild, thought they were particularly unhelpful as well, the women on the phone was having a conversation with a colleague all the time I was on the phone __________________ Monster 1200R! KTM 990 SuperDuke

25-07-2011, 07:29 PM	#6
Nickj Too much time on my hands member Join Date: Jun 2007 Location: Forest Of Dean Bike: S2r Posts: 3,206	You can see the point of this insurance on sorn'd bikes. Its for your own safety ??? Some tea leaf decides to nick your bike and it falls over on him so he can claim against you .. It makes no sense, it has no point. You have to assume that it was invented by the insurance industry or they lobbied for this emminently sound change in the law. __________________ "The final measure of any rider's skill is the inverse ratio of his preferred Traveling Speed to the number of bad scars on his body." Song of the sausage creature

24-07-2011, 07:30 AM	#2
PDS Guest Posts: n/a	I have been with footman James for the last 7 years not always the cheapest, but have found them helpful, for me personally i have heard so many PITA things about the "cheaper" insurance companies, it has put me off moving for the sake of 20 or 30 quid.

24-07-2011, 07:04 PM	#3
popelli Guest Posts: n/a	been with carol nash 12 years no problem sorned bikes / bikes in storage usually got a sharper pencil than footman james as well