Insurance and SORN

07-03-2010, 12:10 AM

Just been reading on another forum about insurers and their smallprint if you SORN your bike.

Some do not cover while SORN at all, some don't cover if SORNed and without MOT, some reduce cover by 10%, some reduce cover to TPFT. From what I've read:

if you are insured with Red Star and you have your bike on SORN but no mot they will reduce the cover by 10% in event of a claim.

if you are insured with Group Ama and your bike is on SORN with no MOT you are not covered.

If you are insured with NIG and bike is on comp cover but you have it onSORN they then only offer TPT cover, which sounds fair enough but would they tell you if you dont ask? after you have coughed up for comp.

If you SORN your bike(s), check your policy!

Rally · 07-03-2010, 12:16 AM

Good tips there, but a better one; Just get out there and ride it! It was lovely today.

07-03-2010, 12:10 AM	#1
Rabbit Guest Posts: n/a	Insurance and SORN Just been reading on another forum about insurers and their smallprint if you SORN your bike. Some do not cover while SORN at all, some don't cover if SORNed and without MOT, some reduce cover by 10%, some reduce cover to TPFT. From what I've read: if you are insured with Red Star and you have your bike on SORN but no mot they will reduce the cover by 10% in event of a claim. if you are insured with Group Ama and your bike is on SORN with no MOT you are not covered. If you are insured with NIG and bike is on comp cover but you have it onSORN they then only offer TPT cover, which sounds fair enough but would they tell you if you dont ask? after you have coughed up for comp. If you SORN your bike(s), check your policy!

07-03-2010, 12:16 AM	#2
Rally Taking life easy........ Join Date: Feb 2010 Location: Wiltshire Bike: Other Not a Ducati Posts: 1,969	Good tips there, but a better one; Just get out there and ride it! It was lovely today.