Insurance help

Saint aka ML · 11-07-2016, 01:14 PM

Hi All,

Got a bit of a hit from the back on hyper.

Damage is devided in to two parts:

1. Need to change to be road worthy
- Right site rear set
- Bars
- Bar Clamps
- Right indicator/hand guard
- Right Mirror

2. Cosmetic
Crash bungs
right tank cover
right engine cover
slip-on
decat pipe
brake lever

Now issue is it was a instance of road rage, guy rear ended me to knock me off, then when I tried to stop him riding away he back away from bike, crashed in to an ambulance, almost run me over and spun the bike one more time around.

I do not want to claim on my insurance unless 3rd party is found and admits liability.
If not then I can do fix myself.

My insurance company says I cannot do repair on my own as then 3rd party will not accept it and will not pay as they did not have time to send their assessor.

I would need to send the bike away for up to 3 months which I do not want to do but also ducati standing 3 months is not a good ducati anymore.

Can I get a independent assessor, ducati dealer, to do damage assessment then repair the road worthy bits and wait for rest?

Have plenty of photos.

11-07-2016, 01:14 PM	#1
Saint aka ML Junior ah to be young Join Date: Nov 2007 Location: London Bike: Multiple Monsters Posts: 2,058	Insurance help Hi All, Got a bit of a hit from the back on hyper. Damage is devided in to two parts: 1. Need to change to be road worthy - Right site rear set - Bars - Bar Clamps - Right indicator/hand guard - Right Mirror 2. Cosmetic Crash bungs right tank cover right engine cover slip-on decat pipe brake lever Now issue is it was a instance of road rage, guy rear ended me to knock me off, then when I tried to stop him riding away he back away from bike, crashed in to an ambulance, almost run me over and spun the bike one more time around. I do not want to claim on my insurance unless 3rd party is found and admits liability. If not then I can do fix myself. My insurance company says I cannot do repair on my own as then 3rd party will not accept it and will not pay as they did not have time to send their assessor. I would need to send the bike away for up to 3 months which I do not want to do but also ducati standing 3 months is not a good ducati anymore. Can I get a independent assessor, ducati dealer, to do damage assessment then repair the road worthy bits and wait for rest? Have plenty of photos. __________________ "I am Lucazade"