Insurance up 25% why?

[jerry]

just had a quote from Ducati insurance for the M750 and they want 25% more over last year no changes by me or any claims or endorsments . They say inflation ??????

last year £85 this year£117 TPFT .

Crazy eh.

hmm I don't remember inflation going up by 25%, maybe it's time to shop around?

Funnily enough, I've been shopping around for Mr Cake today for his beast and I could't believe the difference in price - cheapest £290, dearest £1022.

im paying £600 TPFT you will be fine lol

Originally Posted by ColchesterM600

im paying £600 TPFT you will be fine lol

You are either very young or haven't been riding long - I would die if I had to pay that!

yeah im only 18 and this is my first 'big' bike

Originally Posted by ColchesterM600

yeah im only 18 and this is my first 'big' bike

Explains all then.

last year £85 this year£117 TPFT .

Mine was £230 (Central Manchester Rates) and they tried to swing an extra few bob on as it was a day late in me contacting which they waived when I put up a stink, are you not sure that it was that which they have added on as inflation?

I would be pretty happy with £117.00 though with umpteen years N/C and a year shy of yours in age.

They gave me a Norwich Union Insurance so I have an option to add an extra two bikes at no additional cost (allegedly)

i dont mind paying the £600 though as a car on TPFT is around £1700 so bollocks that.

First bike insurance after a ten year break, last year £132...this years renewal quote £114.
with e-bike.

ebike too £158 fully comp,age 42, licence since i was 17 not a bad price i think as my previuos bike mt-01 was nearly £300
s4me

Originally Posted by BluprintZ

First bike insurance after a ten year break, last year £132...this years renewal quote £114.
with e-bike.

Yep, I was quoted £20 more this year than last with Ducati insurance - rang and asked why and they gave no explanation. Switched to E-BIKE saved around £50 from last year.

The thing with insurance is you don't know how good they are until you need to make a claim!

In some respects ebike are great.
But as soon as you have to do something that their on-line system cannot cater for then you have problems.
e.g. You can add another rider on-line as long as they have NO claims. This is instantaneous and you get a quote and can do it all on-line.
BUT if you want to do add another rider with claims, then their system will not cater for that and it will take a few days to do it by email.
Furthermore you won't be able to get through to anyone on the phone, although you can lsiten to a lot of recorded messages for £1 pre minute if you like.

So brilliant 95% of the time, but not when you need some service.
You cannot get hold of anyone.
I've been unlucky and twice needed to make changes at short notice and thay have caused me a great deal of stress.

But otherwise they are great value, just be aware of the "trade-off".

Hastings were best for me. I'm 29 but this is my first bike that's not a Vespa, so had zero NCD. £185 TPFT in Bristol including breakdown cover.

[Stafford]

£202 for me with Carole Nash, pillion and Euro breakdown cover as well. 3 years NCB.

yeah nearly a year now though so price will be going down