Halved my Insurance costs!!!!!

29-02-2004, 12:17 PM

Got a quote from my current insurers, Â£975 fully comp

Thats an '02 620ie with 3 yrs ncb, datatag, 'sold secure' disc lock and chain, 6k miles and no commuting or break down cover!

Phoned Ducati Insurance, Â£895, bit better, and that was through Norwich Union.

Got a quote with http://www.insuremyducati.co.uk/ and they quoted Â£440.00!!! Ok, they have a Â£300 excess as opposed to Â£175 with the others, but whats Â£125 if you stuff your bike into something given the cost of Ducati parts?

chuffed, now have more money for petrol :burnout:

Dark-Jon

29-02-2004, 12:27 PM

Sounds good i am having trouble getting insured at the momment will give it ago ?

Pedro · 29-02-2004, 01:15 PM

DJ

it's a good service ain't it - been with them for nearly a year now and no complaints.

Ped

29-02-2004, 01:26 PM

Just finalising my insurance now. I tried the insuremyducati guys but cheapest they could do was 490/839 (TPFT/Comp) - seems that not having a garage is causing probs.

Most other quotes I got were around 500/700, but the best was from Laxtons at 200/405!

Downside is that they don't do agreed value so my 2001 M900Dark is valued at 3.5k and will lost changed bits if anything happens. Bit of a pain, but suppose this is how it goes.

Cheers, Taman

29-02-2004, 02:49 PM

when i got my m750 a couple of months ago i did the usual and phoned around all the insurance agents.prices varied from 350/250 tpft,phoned hastings direct and got tpft for Â£85.00!!!thats with 2 yrs ncbfrom reading the above quotes you should give them a try.

29-02-2004, 04:16 PM

Great price, but they only claim to only insure you if bike is kept in locked garage overnight - think I need to find a garage!

spacemonkey · 29-02-2004, 04:22 PM

So that's why they never reply to me..

29-02-2004, 04:35 PM

hastings told me that a brick built shed would be classed as a garage for insurance purposes.so i bit their arms off for that price!!

29-02-2004, 05:07 PM

Sounds fair enough - the closest I have is in a car park (with security cameras) on campus, but nobody seems to consider that a car park. Shame!

walkingpictures · 29-02-2004, 05:20 PM

Might be worth trying www.wickedquotes.com - they did me a real good deal for my Monster and ZR1000 last year,will be interesting to see what my renewal is this year.
Hope that helps

Kimbo

29-02-2004, 05:54 PM

one from wickedquotes - I am only insured on the 2 ducs and cannot ride anyone elses bike , which i need to do sometimes as i don't like working on bikes and not testing them myself to make sure everything is ok, however when i taxed my car the other day i discovered that the car insurance covers me for any bike thats not mine!

Pete.

spacemonkey · 29-02-2004, 09:19 PM

Taman, my car park is resident's permit only with Big Brother cameras at the entrance, and my car policy with Norwich Union recognises this and gives a discount, however my Carole Nash bike policy only recognises it as the equivilant of driveway. It's so unfair that I can insure my bike for peanuts at my dad's address and leave it uncovered, unlocked and by the roadside with a 'Steal Me' sticker on it, but I cannot get a decent quote for my address in inner London scumsville even if it is locked to the hilt with an approved chain to a unmoveable railing, alarmed (with pager), covered and in the above mentioned carpark. Life sucks..

spacemonkey · 01-03-2004, 06:43 PM

Insure my Ducati phoned me today. They quoted Â£293 without a garage and the same sort of cover as Carole Nash....

01-03-2004, 08:58 PM

Who is your car insured with? Wouldn't mind such a policy. Bike is with Carole Nash - who I needed to allow me to drive other bikes not belonging to me and v.reasonable too.

CN are about to launch a "6 wheel" policy (your bike and your car), but their quote for my car was freakingly expensive, so stuck at the moment.....

spacemonkey · 02-03-2004, 04:45 PM

My car is with Norwich Union Direct and it too covers other bikes.

29-02-2004, 12:17 PM	#1
Dark-Jon Guest Posts: n/a	Halved my Insurance costs!!!!! Got a quote from my current insurers, Â£975 fully comp Thats an '02 620ie with 3 yrs ncb, datatag, 'sold secure' disc lock and chain, 6k miles and no commuting or break down cover! Phoned Ducati Insurance, Â£895, bit better, and that was through Norwich Union. Got a quote with http://www.insuremyducati.co.uk/ and they quoted Â£440.00!!! Ok, they have a Â£300 excess as opposed to Â£175 with the others, but whats Â£125 if you stuff your bike into something given the cost of Ducati parts? chuffed, now have more money for petrol :burnout: Dark-Jon

29-02-2004, 01:15 PM	#3
Pedro Ciao, come stai? Join Date: Apr 2003 Location: Somewhere Bike: Multiple Monsters Posts: 4,158	DJ it's a good service ain't it - been with them for nearly a year now and no complaints. Ped __________________ Monster 1200R! KTM 990 SuperDuke

29-02-2004, 02:49 PM	#5
kevin5952 Guest Posts: n/a	insurance costs. when i got my m750 a couple of months ago i did the usual and phoned around all the insurance agents.prices varied from 350/250 tpft,phoned hastings direct and got tpft for Â£85.00!!!thats with 2 yrs ncbfrom reading the above quotes you should give them a try.

29-02-2004, 04:22 PM	#7
spacemonkey I see dead people. Join Date: May 2003 Location: Carving a slice thru the braindead masses..(pun intended) Bike: M900 Posts: 1,464	So that's why they never reply to me.. __________________ http://www.jasperfforde.com/swindon/7wonders.html

29-02-2004, 04:35 PM	#8
kevin5952 Guest Posts: n/a	insurance hastings told me that a brick built shed would be classed as a garage for insurance purposes.so i bit their arms off for that price!!

29-02-2004, 12:27 PM	#2
newland Guest Posts: n/a	Sounds good i am having trouble getting insured at the momment will give it ago ?

29-02-2004, 01:26 PM	#4
Taman Guest Posts: n/a	Just finalising my insurance now. I tried the insuremyducati guys but cheapest they could do was 490/839 (TPFT/Comp) - seems that not having a garage is causing probs. Most other quotes I got were around 500/700, but the best was from Laxtons at 200/405! Downside is that they don't do agreed value so my 2001 M900Dark is valued at 3.5k and will lost changed bits if anything happens. Bit of a pain, but suppose this is how it goes. Cheers, Taman

29-02-2004, 04:16 PM	#6
Taman Guest Posts: n/a	Great price, but they only claim to only insure you if bike is kept in locked garage overnight - think I need to find a garage!

29-02-2004, 05:07 PM	#9
Taman Guest Posts: n/a	Sounds fair enough - the closest I have is in a car park (with security cameras) on campus, but nobody seems to consider that a car park. Shame!

29-02-2004, 05:20 PM	#10
walkingpictures preneolithic frebie Join Date: Sep 2002 Location: Cambridge Bike: S4Rs Posts: 329	Might be worth trying www.wickedquotes.com - they did me a real good deal for my Monster and ZR1000 last year,will be interesting to see what my renewal is this year. Hope that helps Kimbo

29-02-2004, 05:54 PM	#11
snakey Guest Posts: n/a	had an interesting one from wickedquotes - I am only insured on the 2 ducs and cannot ride anyone elses bike , which i need to do sometimes as i don't like working on bikes and not testing them myself to make sure everything is ok, however when i taxed my car the other day i discovered that the car insurance covers me for any bike thats not mine! Pete. Last edited by snakey; 29-02-2004 at 05:56 PM..

29-02-2004, 09:19 PM	#12
spacemonkey I see dead people. Join Date: May 2003 Location: Carving a slice thru the braindead masses..(pun intended) Bike: M900 Posts: 1,464	Taman, my car park is resident's permit only with Big Brother cameras at the entrance, and my car policy with Norwich Union recognises this and gives a discount, however my Carole Nash bike policy only recognises it as the equivilant of driveway. It's so unfair that I can insure my bike for peanuts at my dad's address and leave it uncovered, unlocked and by the roadside with a 'Steal Me' sticker on it, but I cannot get a decent quote for my address in inner London scumsville even if it is locked to the hilt with an approved chain to a unmoveable railing, alarmed (with pager), covered and in the above mentioned carpark. Life sucks.. __________________ http://www.jasperfforde.com/swindon/7wonders.html

01-03-2004, 06:43 PM	#13
spacemonkey I see dead people. Join Date: May 2003 Location: Carving a slice thru the braindead masses..(pun intended) Bike: M900 Posts: 1,464	Insure my Ducati phoned me today. They quoted Â£293 without a garage and the same sort of cover as Carole Nash.... __________________ http://www.jasperfforde.com/swindon/7wonders.html

01-03-2004, 08:58 PM	#14
AngelV Guest Posts: n/a	Snakey Who is your car insured with? Wouldn't mind such a policy. Bike is with Carole Nash - who I needed to allow me to drive other bikes not belonging to me and v.reasonable too. CN are about to launch a "6 wheel" policy (your bike and your car), but their quote for my car was freakingly expensive, so stuck at the moment.....

02-03-2004, 04:45 PM	#15
spacemonkey I see dead people. Join Date: May 2003 Location: Carving a slice thru the braindead masses..(pun intended) Bike: M900 Posts: 1,464	My car is with Norwich Union Direct and it too covers other bikes. __________________ http://www.jasperfforde.com/swindon/7wonders.html