Cheapest renewal ever!

[Dirty]

£0!

Got my renewal letter this morning. It appears Carol Nash can no longer offer me insurance. No reason given but I presume it's because I had a couple of scooters stolen in the last couple of years.

Oh well I intended to look elsewhere anyway before renewing as their 'free' recovery service has got steadily worse over the years.

I was a bit concerned but did a quick search on thebikeinsurer.co.uk and found a whole bunch of companies happy to insure me for cheaper than I paid last year!

Carol Nash have always either refused to insure me because of my line of work, or given me a ridiculous quote that is basically a foxtrot oscar (one time the man on the phone actually said I could go out at lunch and knock down John Cleese and they'd face a huge payout!).

I'm not sure if your bikes qualify as classics (rules vary), if so I was with Footman James for years with the Lambretta and my classic mini, and they were always ok.

[Mr Gazza]

Originally Posted by Ursa

....I could go out at lunch and knock down John Cleese .....

If it's not a rude question....Why would you be likely to knock John Cleese down?

Come to think of it, I could have run Steven Fry over once...But he jumped out of the way..

[Dirty]

Originally Posted by Mr Gazza

If it's not a rude question....Why would you be likely to knock John Cleese down?

Come to think of it, I could have run Steven Fry over once...But he jumped out of the way..

I don't want to talk to you no more, you empty-headed animal food trough wiper! I fart in your general direction! Your mother was a hamster and your father smelt of elderberries!

Originally Posted by Mr Gazza

If it's not a rude question....Why would you be likely to knock John Cleese down?

Come to think of it, I could have run Steven Fry over once...But he jumped out of the way..

I was working at the Beeb at the time. Generally I work across TV/film/music/theatre and insurers frown upon us crazy entertainment types. Regardless of the fact I work in the super dull finance bit!

Actually when Edna had her misbehaving rev thing, I accidentally rev-bombed Bobby Gillespie who was right in front of me on a zebra crossing. This was pre-baffles too. He looked terrified and scurried off, presumably home, to change his trousers.

[Darren69]

Footman James are good, I've been with them for years but you need to own a classic >15 years or older and be a member of an owners club (BMF, MAG, VMC affiliated or whatever) and they will happily add multiple bikes even modern ones quite reasonably (around £50 per bike IIRC). The only caveat is that there is a garage clause, I'm not sure if most standard modern policies have that clause. (Must be garaged overnight 10pm-6am)?

[Saint aka ML]

Back to ebike for me after DI quoted me extra 490 GBP for hyper if I fit road angel tracker which is 399 or 499 even for 1st year.

That was 3 months in to insurance so that amount was for remaining 9 months.

Fast forward to ebike for 605 for 12 months and I did not declare yet any of extra security as waiting for proper tracker to be fitted.

When I got a quote for the 900 last year the prices were barely coming in any more expensive than the 50cc scooter I was commuting into Nottingham on at around the £100 mark.

One of the advantages of getting older methinks...

[utopia]

Yep, and the bike gets older as well as the owner.
My 750 just about qualifies for the Footman James classic status now.

I've been with Devitt for years now, with a 2-bike policy.
And its only 3rd party.
Yep, if I smash it up myself I want to repair it myself, rather than let someone else loose on it with their spanners and high prices.
I probably have enough spare bits lying around now to rebuild it anyway.

One thing I definitely do want to avoid is some joker saying "its a write off and we're not letting you have it back".
Just let them try that one.

[SteveG]

Ageing comedy celebrity assassin is a valid career maybe???? Surely a comfy chair should be the weapon of choice....

[Dirty]

Update

Bit of phoning about and the Monster is now insured at a few quid cheaper than last year (£160) with a slightly better policy ie I can ride other bikes (3rd Party cover if not owned and separately insured). Result

The Fireblade is a different story however. Despite the fact that I valued it far lower than the Duke the cheapest quote so far for same cover (TPFT) is £1650!!! Highest is £9600 3rd party! Go figure!

[Dirty]

Originally Posted by Dirty

Update
The Fireblade is a different story however. Despite the fact that I valued it far lower than the Duke the cheapest quote so far for same cover (TPFT) is £1650!!! Highest is £9600 3rd party! Go figure!

Update update

Just insured the Blade, 14 months later, £1500 less! £128! Though it's still 100% more than I ended up paying last year but I'm a such a happy Honda owner I'm gonna treat her to a service

[jerry]

my bike insurance is reasonable nchanged £129 last year for 750ss and m 750 i tink it wont be much more this year??? but car insurers are taking the **** 21 years old Saab 900 worth £1000 10 years NCD last tear £399 this years cheapest quote so far £ 597!!!!!!! and i have a clean license 0 points

Try ducati official insurance. .I did and it's really competitive