Helmet and Leathers insurance.

mickj · 14-10-2024, 10:15 AM

Last month some mong drove into me and caused me to have a crash on my Suzuki GSX1400. I made a claim against him as it was clearly his fault and all was going very slowly until he claimed it was me who rode into him, he said he was in the inside lane and I changed lanes and hit him, on the inside. I didn't realise I was riding on the pavement, so we are in a fight he can't win as I have a witness who saw him move from the outside lane into me.

Anyway all the insurance has changed tack as we are sorting out liability. So my helmet and leathers insurance have been in contact and I have to prove I actually owned the gear I was riding in, so unless I have receipts for my riding gear I have to provide pictures of me in the gear or pictures of the gear in my home (apparently it's in the small print of my insurance document) which we all read, right.

So unless you have receipts for all your bike gear I suggest you all take pictures of it so you can prove you own it before you have a crash. And after an accident take pictures of the site, the other vehicle, the other driver and selfies of you and your gear to prove you were wearing it at the time.

Darren69 · Yesterday, 04:16 PM

There are a lot of lying ****bags out there who will say smidsy to de esacalte things but then tell their insurance company a different story where you are to blame.

dunf · Today, 08:50 AM

Years ago I had a woman drive into the back of me while i was stationary waiting to enter a roundabout. Knocked the bike out from under me. She agreed liability at the scene and said her husband would come round and pay cash settlement. Obviously that didnt happen so I went through insurance. 18 months later was still unresolved due to her disputing events so it went to court - where she told the adjudicator that I had reversed into her!

It should be a funny story. Laughable. Except I lost a days wages for the attendance and lost two years worth of triple premiums because my no-claims was 'in limbo' during renewal. Never got any of that back.

14-10-2024, 10:15 AM	#1
mickj Registered User Join Date: Jun 2018 Location: Clevedon Bike: M1200s Posts: 564	Helmet and Leathers insurance. Last month some mong drove into me and caused me to have a crash on my Suzuki GSX1400. I made a claim against him as it was clearly his fault and all was going very slowly until he claimed it was me who rode into him, he said he was in the inside lane and I changed lanes and hit him, on the inside. I didn't realise I was riding on the pavement, so we are in a fight he can't win as I have a witness who saw him move from the outside lane into me. Anyway all the insurance has changed tack as we are sorting out liability. So my helmet and leathers insurance have been in contact and I have to prove I actually owned the gear I was riding in, so unless I have receipts for my riding gear I have to provide pictures of me in the gear or pictures of the gear in my home (apparently it's in the small print of my insurance document) which we all read, right. So unless you have receipts for all your bike gear I suggest you all take pictures of it so you can prove you own it before you have a crash. And after an accident take pictures of the site, the other vehicle, the other driver and selfies of you and your gear to prove you were wearing it at the time. __________________ Keep the rubber side down. Mick

Yesterday, 04:16 PM	#2
Darren69 Transmaniacon MOC Join Date: Sep 2013 Location: Sutton In Ashfield Bike: Multiple Monsters Posts: 6,089	There are a lot of lying ****bags out there who will say smidsy to de esacalte things but then tell their insurance company a different story where you are to blame. __________________ Roast Beef Monster! Termignoni and Bucci - Italian for pipe and slippers! S4 Fogarty, S4R 07T, 748, Series 1 Mirage

Today, 08:50 AM	#3
dunf Registered User Join Date: Jan 2022 Location: Dunfermline Bike: M1200s Posts: 32	Years ago I had a woman drive into the back of me while i was stationary waiting to enter a roundabout. Knocked the bike out from under me. She agreed liability at the scene and said her husband would come round and pay cash settlement. Obviously that didnt happen so I went through insurance. 18 months later was still unresolved due to her disputing events so it went to court - where she told the adjudicator that I had reversed into her! It should be a funny story. Laughable. Except I lost a days wages for the attendance and lost two years worth of triple premiums because my no-claims was 'in limbo' during renewal. Never got any of that back.