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I did it with zero memory of my loans from 20 years ago.
I just phoned the my bank and got them to send me paper statements going back as far as possible. The went back to 1999.
Then I went through and made notes on the the direct debits that left my account. Noting the name, value, reference and the time period the payments left my account.
Then I Googled the company name for a ppi complains address and sent them a letter saying they had misplaced sold to me.... A couple of them had online forms to fill in so you didn't even have to send them a letter.
When you send that letter they have 6 weeks to investigate and make a decision.
I got my decision 4 days early and the cash the following day straight into my bank.....
I'll find a copy of the letter I sent and pin it on here..
It's well worth it. I only expected 500 quid.... £3411 came in.... My mate blindly did the same and got 12k back last week
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